Our Solution
Get paid for the care you've already delivered
Turn accounts receivable into days cash on hand — and see what your payers will actually pay you.
Healthcare providers shouldn't wait 60-90 days to get paid for the care they've already delivered.
We are not a factoring company.
Instead, we partner with top-tier banks to offer you cash advances on your claims at rates lower than traditional factoring. We convert your medical receivables into immediate working capital — so you can focus on patient care, not cash flow.
Get a Custom AnalysisWhen You Need Us Most
- Unexpected revenue disruptions (cyberattacks, system outages)
- Seasonal cash flow gaps
- Growth investments requiring immediate capital
- Delayed insurance payments affecting operations
Why Healthcare Providers Choose Us
- Lower Costs
- Our bank partnerships mean better rates than traditional factoring companies.
- Faster Decisions
- AI-powered claim analysis provides instant risk assessment and approval.
- Better Protection
- Your patient data stays secure — we handle all lender communications.
- Flexible Terms
- No long-term contracts or hidden fees.
How It Works
- Submit Your Claims Upload your medical receivables to our secure platform.
- Get Instant Analysis Our CP Engine AI technology evaluates your claims and identifies the strongest candidates for funding.
- Access Your Cash Receive funds in as little as 24 hours — without sharing any protected health information with lenders.
Who We Serve
- Hospitals & Health Systems
- Specialty Clinics
- Surgical Centers
- Home Health Agencies
- Mental & Behavioral Health Providers
- Skilled Nursing Facilities
- Infusion Centers
RevenueLab — see what your payers will actually pay you
Financing changes when you get paid. RevenueLab, our hospital analytics product, models what you will get paid and why. It runs in the Capital Pulse client portal, alongside the financing.
Model the questions your board asks
Denial rate changes, time-to-payment extensions, and shifting service and payer mixes can all be modeled and planned for, instead of just reacted to. Move a dial in the portal and the KPIs recompute in place — there is no form to submit.
See where you actually stand
Compare your hospital's KPIs beside a selectable archetype baseline, line by line, with the delta on every comparable row — green where you're ahead, red where you're behind.
Take a document into the boardroom
A Receivables Pool Risk Analysis covering loss distribution, tranche economics, waterfall coverage, and the deal's effect on your own liquidity — on screen, and as a PDF.
"Capital Pulse is truly a first mover in the healthcare finance world. Their mission to help hospitals tackle tight margins is vital both to our economy and to the health of communities nationwide. It's a potential game changer."
— Eric Hargan, Former Deputy Secretary, US Health and Human Services
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